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Let your passing be burden enough

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Let your passing be burden enough

By planning your own funeral, and taking out a pre-paid funeral plan, you can aid your family and friends at a difficult time by making your own preferences known. Pre-paid funeral plans can also ease the financial stress your family could be under at the time, as they will know it is already taken care of.

Pre-paid funeral plans also allow you to pay for your funeral at today’s prices. The cost of a funeral has risen considerably over the last decade, as a result of a shortage of reasonably priced land suitable for burials, and Europe legislation has caused a need for crematoriums. In fact, funeral planners Dignity state that funeral costs have increased by 58 per cent over the last decade. This could leave your family with a bill of around £3,500.

‘Shopping around’ to get the most for your money for a funeral plan will also be much easier for you, than for your grieving family in the early days after you have passed away. Do some research and know what you are paying for.

How does a pre-paid funeral plan work?

How a pre-paid funeral plan works is very simple. You pay an insurer, or a funeral plan company, to take care of your funeral so your family and friends don’t have to. You can pay a lump sum at the start of your plan, or in instalments.

Why are pre-paid funeral plans popular?

As well as the advantages mentioned above, one of the main benefits of a funeral plan is that the plan will cover the costs of your funeral arrangements, even in the prices increases in the future. It is important to read the small print on your plan however, as not all plans guarantee this and if this is the main pull for you taking out a plan, you will want to ensure this is in place.

Won’t my funeral cost more if I pay in instalments?

Paying for something over time can result in it costing more, as it incurs interest, however it would take a long time for you to be out of pocket. And with interest rates on savings at an all-time low, a pre-paid funeral plan could be a sensible way to plan ahead.

How do I make a funeral plan?

We can help you make a funeral plan. Simply get in touch by calling 0141 250 7183, emailing or  

 Enquiry

 


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